Smart GAP Insurance

Whether you have leased your car or purchased it, GAP insurance protects you financially if your car is written off.

Rather than paying the price of the value of your car in its current state, GAP insurance can offer the amount you paid for your smart. This means that you could buy a new car in the event of an accident that made your car unroadworthy. For drivers with a lease contract, the insurance will cover your lease agreement to pay it off so you can take out a new one.


This insurance is flexible and will be decided based on your needs. You can choose whether to take out the cover for 12, 24, 36 or 48 months.


There are many benefits of this type of insurance because it offers extra cover compared to many others. Unlike lots of policies, it covers the cost of manufacturer-approved parts that were fitted by the dealer up to £1,500.


If you are involved in an accident, the team at smart can negotiate the price of your vehicle for you, often getting better quotes.

Get started

If you are interested in GAP insurance and would like to find out more, contact the team at Mercedes-Benz Retail Group.

smart GAP insurance guide

Available at participating retailers only.
Combined GAP Insurance and Lease GAP Insurance are accepted and underwritten by Lloyd's Syndicate 5820 which is managed by ANV Syndicates Limited on behalf of AutoProtect (MBI) Limited. ANV Syndicates Limited 47 Mark Lane, London EC3R 7QQ is authorised by the Prudential Regulation Authority ( PRA) and regulated by the Financial Conduct Authority ( FCA) and the Prudential Regulation Authority. AutoProtect (MBI) Ltd is authorised and regulated by the Financial Conduct Authority. FCA No. 312143.