smart Tyre and Alloy Insurance

Tyre and Alloy Insurance by smart has been designed to help you keep your tyres and alloys in showroom condition. This product allows you to make a claim for accidental and malicious damage made to your tyre(s) and/or alloy(s).

How it works

In the event of accidentally kerbing or scuffing your tyre or alloy wheel, Tyre & Alloy Insurance by smart will cover this damage, assisting you in maintaining a showroom appearance.

If your vehicle has been financed with Mercedes-Benz Finance, Tyre & Alloy Insurance by smart may help prevent additional charges when returning your smart at the end of your agreement. Click here to see full Vehicle Return Standards.

Why choose Tyre and Alloy Insurance by smart?

  • You can choose the term of your policy from 24, 36 and 48 months to complement the length of time that you plan to own your smart.
  • You are covered for 5 tyre replacements and 6, 8 or 10 alloy replacements (depending on your policy term), up to your total claims limit as detailed in your policy schedule, throughout the policy duration.
  • European cover as standard.
  • When making a claim, your motor insurance no claims bonus will not be affected.
  • A £25 excess is payable for each claim per tyre and/or alloy you make.
  • The insurer will replace alloy wheels to smart specifications, with a re-manufactured alloy wheel.
  • When needing to make a tyre claim, the tyre will be covered when above 2mm tread depth anywhere across 75% of the width of the tyre.

The product is only available at participating Retailers.

For more information on eligibility and exclusions, please ask your Business Manager at your local Mercedes-Benz and smart dealership. Find your nearest dealership by clicking here.

To make a claim:

To make a claim contact us on 01279 456 507 and submit your claim. Once authorised please complete and return the claims form to

  • Photograph(s) of the damaged Tyre(s) and/or Alloy(s)
  • The policy number and vehicle details
  • Full details of the damage

Open 9.00am - 5.00pm Monday to Friday and Saturday 9.00am - 12.00pm

If the claim is covered by the policy, verbal authorisation will be given to carry out the specified repair. The authorised claim will be passed to the repairer, who will contact you directly to arrange a repair/replacement appointment.

Download Tyre and Alloy Insurance Policy Summary

The insurance is accepted and underwritten by Lloyd’s Syndicate 5820 which is managed by AmTrust Syndicates Limited on behalf of AutoProtect (MBI) Limited. Lloyds Syndicate 5820 managed by AmTrust Syndicates Limited 47 Mark Lane, London EC3R 7QQ is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Their FCA registration number is 312143. AutoProtect (MBI) Ltd is authorised and regulated by the Financial Conduct Authority. FCA No. 312143.