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Mercedes-Benz Combined GAP Insurance

A Mercedes-Benz passenger car is a precious investment for you, and one you will want to protect with a policy that has a high level of benefits. In the event of a total loss and potential shortfall in the motor insurance pay-out on the vehicle value, we will help put you in the position to replace the loss with a vehicle that lives up to your original investment.

Your Business Manager will be pleased to assess your needs when it comes to Mercedes-Benz Combined GAP Insurance. They will only offer you insurance products that they believe will benefit you.


What is Mercedes-Benz Combined GAP Insurance?

Mercedes-Benz Combined GAP Insurance offers you the opportunity to not incur financial loss if your vehicle is written off and is not replaced by your motor insurer; when your motor insurer may only pay out the market value at the time of the loss.

If you purchase your Mercedes-Benz as a cash buyer?

Mercedes-Benz Combined GAP Insurance makes up any shortfall between your motor insurance settlement offer and the original purchase invoice price.

If you have chosen to finance your Mercedes-Benz?

Mercedes-Benz Combined GAP Insurance makes up any shortfall between your motor insurance settlement offer and the original purchase invoice price, or if greater the shortfall between the finance settlement.

GAP features include:

  • Vehicle Age Cover - Up to 10 years
  • Vehicle Weight Cover - Up to 5000kg
  • Dealer Manufacturer Fitted Accessories Cover - up to £1,500
  • European Cover (per annum) - 90 days
  • Vehicles costing up to £75,000 - Claim limit is up to the purchase price
  • Motor Insurance Excess Cover - Up to £250
  • Policy Transferable*
  • Cover available for Lease products
  • Cover available for Hire and Reward Vehicles#
  • Cover available for business users
  • Road Fund License contribution up to £200
  • Paint protection/StarGuard when detailed on the original supply invoice will be part of a valid claim

*Can be transferred to your new vehicle if you replace your car with one of a similar value. Subject to administration fee. Terms and Conditions apply. #For Hire and Reward vehicles maximum invoice price = £125,000


How GAP Insurance pays out

Combined GAP Insurance example

If you paid £18,500 for your vehicle and it is written off and your motor insurance company agree to pay out £12,000. Mercedes-Benz Combined GAP Insurance pay-out of £6,500 making up the shortfall between the price you originally paid

Where can I purchase Mercedes-Benz GAP Insurance?

Speak to your Sales Executive who will put you in contact with a Business Manager for further information and policy costs.

GAP Insurance Flyer


To make a claim

If you would like to report a claim for a policy that was purchased after March 2014, please contact our Claims Department on 01279 456 507

If you purchased your policy before March 2014 please see the FAQs

To ensure your claim can be processed, please ensure you have the following details ready;

• Your policy number

• Vehicle registration

• Current mileage

Open 9:00am - 5:00pm Monday to Friday and Saturday 9:00am - 12:00pm.


The insurance is accepted and underwritten by Lloyd's Syndicate 1861 which is managed by AmTrust Syndicates Limited on behalf of AutoProtect (MBI) Limited. Lloyds Syndicate 1861 managed by AmTrust Syndicates Limited 47 Mark Lane, London EC3R 7QQ is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Their FCA registration number is 312143. AutoProtect (MDI) Ltd is authorised and regulated by the Financial Conduct Authority. FCA No 312143.