Mercedes-Benz Lease GAP Insurance

What is Mercedes-Benz Lease GAP?

In the event of your vehicle being written off, Mercedes-Benz Lease GAP Insurance is designed to protect you against the risk of any shortfall in your lease agreement. Following the comprehensive motor insurance settlement, Mercedes-Benz Lease GAP Insurance will pay the difference between this and the cost to clear your lease agreement and help you start a new one.

Mercedes-Benz Lease GAP insurance includes:

  • Vehicle Age Cover - Up to 10 years
  • Vehicle Weight Cover - Up to 5000kg
  • Dealer Manufacturer Fitted Accessories Cover - Up to £1,500
  • European Cover (per annum) - 90 days
  • Vehicles costing up to £75,000 - Claim limit is up to the purchase price
  • Motor Insurance Excess Cover - Up to £250
  • Policy Transferable*
  • Cover available for Lease products
  • Cover available for Hire and Reward Vehicles#
  • Cover available for business users
  • Road Fund License contribution up to £200
  • Paint protection/StarGuard when detailed on the original supply invoice will be part of a valid claim
  • Contribution towards a replacement vehicle under a new Contract Hire or Lease agreement - Up to 3 monthly rentals to a maximum of £2,500 (including VAT)

*Can be transferred to your new vehicle if you replace your van with one of a similar value. Subject to administration fee. Terms and Conditions apply. #For Hire and Reward vehicles maximum invoice price = £125,000



How GAP Insurance pays out

Lease GAP Insurance example

Your vehicle is written off and your motor insurance company agree to pay out £12,000 but you still owe £18,500 on your lease agreement. Mercedes-Benz Lease GAP Insurance will pay-out a sum of £6,500 to clear your lease agreement and help you start a new one.

Where can I purchase Mercedes-Benz GAP Insurance?

Speak to your Sales Executive who will put you in contact with a Business Manager for further information and policy costs.

GAP Insurance Flyer


To make a claim

If you would like to report a claim for a policy that was purchased after March 2014, please contact our Claims Department on 01279 456 507

If you purchased your policy before March 2014 please see the FAQs

To ensure your claim can be processed, please ensure you have the following details ready;

  • Your policy number
  • Vehicle registration
  • Current mileage
  • Open 9:00am - 5:00pm Monday to Friday and Saturday 9:00am - 12:00pm.


    Combined GAP Insurance and Lease GAP Insurance are accepted and underwritten by Lloyd's Syndicate 1861 which is managed by AmTrust Syndicates Limited on behalf of AutoProtect (MBI) Limited. Lloyds Syndicate 1861 managed by AmTrust Syndicates Limited 47 Mark Lane, London EC3R 7QQ is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Their FCA registration number is 312143. AutoProtect (MDI) Ltd is authorised and regulated by the Financial Conduct Authority. FCA No 312143.