Mercedes-Benz Retail Group
Request A Call Back

Mercedes-Benz Minor Damage Insurance

The Mercedes-Benz approved Minor Damage Insurance has been designed to help maintain the appearance of your vehicle, and help to keep it in showroom condition.

What does Minor Damage Insurance cover?

In the unfortunate event your vehicle incurs minor damage, such as minor dents to body panels, light scratches or scuffs and chips; Then Mercedes-Benz Minor Damage Insurance helps cover this risk and is there to assist you in maintaining the showroom appearance.

The policy is for Mercedes-Benz cars that are being used for private use and commuting to/from a permanent place of work. If the car is being used for business use (excluding hire and reward) it is also covered, if the total annual mileage is below 20,000 miles.

Mercedes-Benz Minor Damage

If your vehicle has been financed with Mercedes-Benz Finance, Mercedes-Benz Minor Damage Insurance may help prevent additional charges for minor damage when returning your vehicle at the end of your agreement. Click here to see full Vehicle Returns Standards.


Minor Damage Insurance features include:

  • Policy terms available from 12, 24, 36 or 48 months which can complement the term of your finance agreement.
  • A contribution of up to £250 towards a Bodyshop repair, in the event that the damage is too severe for Minor Damage repair techniques.
  • A total claims limit of £3,000 in repairs throughout the policy lifetime.
  • Claims are registered by phone or online, so there is no paperwork to complete
  • Nationwide cover on all mobile repairs.
  • The Mercedes-Benz UK paintwork warranty will not be invalidated by repairs.
  • Repairs do not invalidate the Mercedes-Benz warranty.
  • Repairs are carried out at a convenient time and place for you.
  • Cover for minor dents to body panels, light scratches or scuffs where the damage does not exceed 15cm in diameter, chips are covered up to 1.5mm in diameter.
Where can I purchase Mercedes-Benz Minor Damage Insurance?


The product can be purchased via participating Mercedes-Benz Retailers. For more information on eligibility and exclusions, please ask your Business Manager.

Download Policy Summary

Minor Damage Insurance Flyer


To make a claim

To make a claim simply contact us on 01279 456 507 where we would be happy to register your claim over the phone.

Our Mercedes-Benz Approved Repairers will contact you to arrange a convenient time and place to carry out the repair.

Alternatively, you can register a new claim via our Online Claims Registration site using the link below.

Open 9:00am - 5:00pm Monday to Friday and Saturday 9:00am - 12:00pm

Online Claims Registration



The insurance is accepted and underwritten by Lloyd's Syndicate 1861 which is managed by AmTrust Syndicates Limited on behalf of AutoProtect (MBI) Limited. Lloyds Syndicate 1861 managed by AmTrust Syndicates Limited 47 Mark Lane, London EC3R 7QQ is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Their FCA registration number is 312143. AutoProtect (MDI) Ltd is authorised and regulated by the Financial Conduct Authority. FCA No 312143.