Mercedes-Benz Minor Damage Insurance.

Mercedes-Benz Minor Damage Insurance is designed to help keep your Mercedes-Benz in showroom condition. The insurance covers minor dents, chips, light scratches and scuffs; meaning you won’t need to claim on your motor insurance policy.

How does Mercedes-Benz Minor Damage Insurance work?

In the unfortunate event your vehicle incurs minor damage, such as minor dents to body panels, light scratches or scuffs and chips; Mercedes-Benz Minor Damage Insurance will help cover this damage, helping you to maintain showroom condition.

This insurance is available to both private and business customers. Vehicles used for business (excluding Hire and Reward) covered as long as the total business miles do not exceed 20,000 miles per annum.

If your vehicle has been financed with Mercedes-Benz Finance, Mercedes-Benz Minor Damage Insurance may help prevent additional charges for minor damage when returning your vehicle at the end of your agreement. Click here to see full Vehicle Returns Standards.

Minor Damage Insurance features include:

  • Term of the policy can complement the length of their finance agreement up to 48 months
  • Up to £250 contribution towards a bodyshop repair if the damage cannot be completed by our mobile repairers
  • All repairs can be carried out at a convenient time and at a safe location
  • A total claims limit of £3,000 in repairs throughout the policy
  • Mobile repairers cover all of UK mainland
  • Repairs follow strict paint and warranty guidelines
  • Minor dents to body panels, chips, light scratches or scuffs covered
  • To make a claim

    The easiest way to make a claim is using our administrators online claims app.

    LINK –

    Alternatively, you can call our administrators on 01279 456507 to register a claim.

    They are open Monday to Friday 9:00am – 5:00pm and Saturdays 9:00am – 12:00pm

    The insurance is accepted and underwritten by Acasta European Insurance Company Ltd which is managed on behalf of AutoProtect (MBI) Limited. Acasta European Insurance Company Ltd, 5/5 Crutchett’s Ramp, Gilbraltar, GX11 1AA is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Their FCA registration number is 456936.

    AutoProtect (MBI) Ltd is authorised and regulated by the Financial Conduct Authority. FCA No. 312143.